Member/Community News

All State Insurance Expert Bruce Jones presented the program Navigating the Insurance Maze—What Works for You and Your Business to members of the Women’s Business Forum of Bucks County on March 6th at the James Lorah House in Doylestown, PA, during the organization’s 8 AM monthly meeting.

Jones, owner of The Jones Insurance Group and an 18 year veteran of the insurance industry, offered encouragement to audience members, noting, “You, as small business owners, will help us grow as a country, but you have to ask yourself one question: Are you protected?” Recognizing that the needs of small businesses differ from those of corporations, Jones suggested business owners examine their liability limits and their exposure, particularly if they conduct business from their homes.

“If everything is in your name,” the agent advised, “everything is exposed. And Pennsylvania is the most litigious state in the nation, so it’s important to protect yourself and what you’ve worked so hard for.”

Policies can be crafted to protect “gray areas” where coverage may be lacking, while umbrella policies can provide broad spectrum coverage of the home, business and personal property. “Key man” policies will also help small businesses survive the loss of key employees or business partners.

“There are many ways an insurance expert can help you protect your business,” Jones concluded. “The important thing is to talk to a professional and let them create a policy that works for you.”

The next Doylestown morning meeting of the WBF takes place on April 3rd, 2013, at 8 AM at the James Lorah House.

The Women’s Business Forum™ www.WomensBusinessForum.org, 267.337.6073) is a nonprofit organization that educates, mentors and inspires women to build and sustain successful businesses. It offers free group meetings and Mastermind sessions, special educational sessions throughout the year, one-on-one mentoring opportunities and other valuable business resources.